The Vanguard Difference
In an industry plagued by predatory practices, we've built our firm on transparency, ethics, and unwavering commitment to our clients' success.
We started Vanguard Surplus because we saw an industry rife with exploitation. Former homeowners, already dealing with the trauma of foreclosure, were being taken advantage of by firms charging excessive fees up to 65% of their recovery.
We believe in a different approach — one built on respect, transparency, and fair dealing. When you work with Vanguard Surplus, you'll never be pressured, deceived, or taken advantage of.
"Our mission is simple: help you recover what's rightfully yours, with complete honesty and integrity at every step."
The principles that guide everything we do
No hidden fees, no confusing contracts, no surprises. We explain everything upfront — our process, our fees, and exactly what to expect at every stage.
While some competitors charge 50-65% of your recovery, we maintain reasonable, competitive rates. You deserve to keep the majority of what's rightfully yours.
We never use high-pressure tactics or make false promises. Every recommendation is based solely on what's best for you and your recovery.
We believe in empowering you with knowledge. We'll explain your rights, the process, and realistic timelines — even if you decide to pursue recovery yourself.
Your financial situation is personal. We handle every case with the utmost discretion and protect your sensitive information at all times.
Years of experience navigating courts, trustees, and complex legal procedures. We know the system inside and out, so you don't have to.
See the difference for yourself
Ready to work with a firm that puts your interests first? Start with a free, no-pressure case review and see why clients trust Vanguard Surplus.
No obligation • Complete confidentiality • Only pay when you get paid